264 S CENTRAL AVENUE
UMATILLA, FL 32784

$480,000

Beds: 2
Baths: 2
Sq. Ft.: 2,064
Type: House
Listing #G5111097
Lakefront Home -- 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity -- schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
Property Features
Location Information
County: Lake
MLS Area: Umatilla / Dona Vista
Latitude: 28.921492
Longitude: -81.672671
Subdivision: UMATILLA MITCHENORS ADD
Directions: From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.
Interior Features
Additional Rooms: Inside Utility
Rooms: Inside Utility
Interior: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Full Baths: 2
Has Fireplace: No
Heat/Cool: Central
Cooling: Central Air
Floors: Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
Has Private Pool: No
Exterior Features
Stories: One
Stories: Single story
Direction Faces: East
Is New Construction: No
Construction: Cement Siding, Frame
Exterior: Storage
Foundation: Slab
Roof: Shingle
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected
Has Garage: No
Lot Description: 1/4 to less than 1/2
Lot Number: 5
Lot Size in Acres: 0.43
Lot Size in Sq. Ft.: 19,472
Lot Dimensions: 73x405
Zoning: RP
Condition: Completed
Flood Zone Code: X
Water Frontage: 0
Has Waterfront: No
Is One Story: Yes
School
Elementary School: Umatilla Elem
Jr. High School: Umatilla Middle
High School: Umatilla High
Additional Information
Property Type: SFR
Property SubType: Single Family Residence
Year Built: 1998
Status: Active
Housing For Older Persons (55+): No
Tax Amount: $6,857


$ per month
Year Fixed. % Interest Rate.
Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
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Interest Rate
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Down Payment
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of RLW REALTY 352-771-2560
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Stellar (MFR) data last updated at April 16, 2026, 1:01 AM ET

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